Opening gFinOS

Securing your workspace…

Support

Help Center

Answers to common questions about accounts, payments, merchants, taxes and rewards.

Getting started

How do I open an account?+

Click Open account, enter your email, verify your phone, and complete identity verification (KYC). Most users are approved instantly.

Which countries do you support?+

gFinOS is available in 180+ countries, with automatic country, language, and currency detection at sign-up.

How is my money kept safe?+

Balances are held with regulated banking partners, encrypted in transit and at rest, and protected by multi-factor authentication on sensitive actions.

Top-ups & withdrawals

How can I fund my account?+

Link a bank account, add a debit or credit card, or make a manual bank transfer using the reference code shown at checkout. Cash deposits are supported at partner agents.

How long do withdrawals take?+

Withdrawals to a linked bank account settle within minutes on supported rails and up to one business day on legacy rails.

What fees apply to withdrawals?+

A 10% platform fee applies to wallet withdrawals to a traditional bank. Government taxes (up to 45% depending on jurisdiction) are deducted at source and forwarded to your country's revenue wallet.

Payments & QR

Do I pay any card processing fees?+

No. gFinOS does not charge card processing fees for merchants during the introductory period.

How do refunds work?+

Merchants can issue refunds from their dashboard. Refunded amounts reverse instantly to the buyer's wallet, and any cashback is netted back.

Can I pay by scanning a QR code?+

Yes. Every merchant has a QR code on their storefront and POS. Consumers scan and confirm — settlement is instant.

Merchants

How do I become a merchant?+

Complete personal KYC, then submit a merchant application with your business details and payout destination. Approval typically completes within one business day.

Can I use my own domain for a storefront?+

Every merchant gets a hosted storefront at /store/your-slug. Custom domain support is available on request.

How do payouts work?+

Choose bank transfer, mobile money, or keep-in-wallet during onboarding. Bank payouts settle instantly on supported rails.

Rewards & incentives

How do I earn cashback?+

Cashback of 2–10% is applied automatically at checkout on eligible merchant payments and credited to your wallet.

How do referral rewards work?+

Share your referral link from your dashboard. When a friend joins and completes KYC, both of you receive a reward configured by our incentives console.

What are national reward points?+

Points accrue on eligible spending and can be redeemed for utilities, transport, and shopping.

Compliance & taxes

What identity documents do you accept?+

Government-issued ID (passport, driver's license, national ID). We also support alternative verification for users without conventional ID, subject to enhanced controls.

How are taxes handled?+

Applicable GST/VAT and government taxes are calculated at the point of transaction and remitted to your country's revenue wallet automatically.

Can I download statements?+

Yes. From the dashboard, request a statement for any date range. Statements are digitally signed and can be verified publicly.

Still need help?

Signed-in users can open a ticket from the dashboard. Businesses and governments can request priority support at any time.